Specialty

Payment Processing Optimization

It’s simple. One goal. Making you more money. GrayWire delivers through two divisions: Payment Processing Analytics and Custom Payment Processing Systems. We serve PSPs, payment processors, gateways and large sophisticated merchants.

Our Focus

Your All-in-One Payments Provider

We cover the full spectrum. That means traditional direct analysis of your payment flow, as well as implementation and configuration of established analytics platforms or custom analytics solutions, tailored to high-volume payment processing.

Our Systems

Always Bolt-On, Never Replace.

Our bolt-on Custom Payment Processing components attach to your existing payment systems, providing real-time payment decisioning to optimize the transaction outcomes that matter to you.

Smart routing starts with fundamentally understanding how to drive outcomes.

Core Offerings

See our Payments Solution Matrix →

Bolt-On Systems Real-Time Decisioning Systems Custom bolt-on optimization systems that work alongside your existing payment systems — smart routing and transaction-level risk decisioning, tailored to the way you do business. Real-Time Decisioning →

Analytics Payment Analytics Setup and maintenance of industry-standard analytics systems tailored to payments, fully custom analytics builds, and full-service analysis where we do the analyzing ourselves. Analytics Solutions →

Our Take

Optimization is about understanding what the best outcome is for a given transaction, in the moment, for a specific customer. So if you’re serious about it, you’re talking about real-time decisioning systems, pretty much exclusively.

GrayWire

A Perspective

Your Payment System Is Not a Payment Solution.

Off-the-shelf payment systems are inherently dumb. Analytics systems don’t analyze. Analysts find insights but don’t know what to do. Better analysts figure out what to do. But then your payment system can’t do it.

That’s not a payment solution. You need more.

This May Be Your Story

01 A payment system is off-the-shelf software. It processes payments. It has features; fancy ones have more. You set it up and use it. But payment systems are fundamentally dumb.

02 An analytics system is similar. You spend big to set it up, load your data, create some reports. You end up with pretty dashboards that tell you what you already knew. They don’t analyze.

03 You hire an analyst to find insights. They’re interesting, but they don’t tell you what to do. Insights without action are useless.

04 You get a new analyst, one who produces directly actionable recommendations. And still, nothing happens. It turns out your payment system can’t do what you want.

05 You invest time and more money in a new payment system, or custom changes to the one you have. It’s finally done. In the meantime, things changed.

06 You go live. It doesn’t deliver. The world changed; optimal payment flow is a moving target. Back to the drawing board.

07 You have a payments system, an analytics system, and an analyst who actually tells you what to do. What you don’t have is a payment solution — a GrayWire Payment Solution.

Optimization Is Real

Your Business Will Grow

Wherever you operate in the payments chain, your business will grow at the expense of your competition. Smart processing delivers real measurable value; customers shift share to you because you deliver a better result. Or keep it for yourself and drop it to the bottom line. Either way, it’s great knowing you’re leading the pack, transaction by transaction.

A Feeling of Control

The calming effect of finally having effective tools does wonders for your team, and you. Say goodbye to those end-of-month, late-night risk crises. Powerful levers that keep you ahead let you sleep at night — and analysis that finally brings order to your payments landscape. Sit back, relax, have a drink, and rule your kingdom.

That Fatter Margin Feeling

Every business is different, but one thing’s for sure: you’ll see the impact in your financials — the ones you’ve been watching daily for years. Yeah, it feels good. It feels even better when you realize they’re sticking around. Now that’s real business edge; that’s GrayWire.